In today’s economy, saving money is a priority — and surprisingly, ChatGPT can help.
Whether you’re budgeting, shopping smarter, or finding free resources, ChatGPT can act like your personal financial assistant, completely free.
Here are real, practical ways to use ChatGPT to save money:
1. Create a budget that works
Ask ChatGPT to help you build a weekly or monthly budget based on your income and expenses. It can organize your spending into categories and help you stick to financial goals.
2. Plan low-cost meals
Need to eat cheaper? Ask for meal plans under R200 (or $10) per week. ChatGPT can give you recipes using what you already have in your kitchen.
3. Compare product prices
Instead of visiting dozens of sites, ChatGPT can help you find the best online platforms to compare prices — whether it’s phones, electronics, or groceries.
4. Find discounts and promo codes
ChatGPT can suggest websites where you’ll find coupons, cashback offers, and seasonal discounts. You can also ask how to track Black Friday or Jumia/Konga sales.
5. Avoid unnecessary subscriptions
Give ChatGPT a list of your subscriptions, and it can help you identify which ones you might not need, and suggest free or cheaper alternatives.
6. Start a side hustle
From freelancing to dropshipping to selling digital products, ChatGPT can help you brainstorm, plan, and even write business proposals or marketing copy — saving money you’d otherwise pay others to do.
7. DIY repairs & projects
Before hiring a technician, ask ChatGPT for step-by-step guides to fix basic home or tech issues. You could save thousands on simple repairs.
8. Travel smarter
Planning a trip? ChatGPT can help you find affordable destinations, plan low-cost itineraries, suggest cheap accommodations, and avoid tourist traps.
9. Use free tools instead of paid ones
ChatGPT can recommend free software and apps that do what expensive subscriptions offer — like Canva alternatives, free video editors, or accounting tools.
10. Learn without paying
Instead of buying courses, ask ChatGPT to create a free learning path for any topic — programming, design, writing, business, or languages.
