1. Financial independence and security
A secret bank account can provide a sense of financial autonomy and security for an individual within a marriage. It ensures that you have access to funds in case of emergencies, unexpected situations, or when you experience a power imbalance in the relationship.
2. Privacy and personal expenses
3. Contingency planning
A separate bank account can serve as a contingency plan for various situations. It can be used to save for long-term goals, such as education, retirement, or starting a business, providing a financial safety net or an escape plan if the relationship becomes unhealthy or abusive.
4. Equal financial contribution
In cases where one spouse earns significantly less or is financially dependent, having a secret bank account can help balance the power dynamics within the relationship. It ensures that both partners have a degree of financial control and can contribute equally to household expenses and decision-making.